By using this website or booking a service you agree to these terms. Please read them with our Privacy Policy.
Nature of the service
Pankaj Khanna provides astrological guidance based on Vedic astrology. Astrology is a traditional system of belief and interpretation. It is offered to help you reflect and make considered decisions, and is not a substitute for professional medical, legal, financial or psychological advice. No outcome is guaranteed, and you remain responsible for your own decisions.
Booking and payment
Prices are shown in Indian Rupees and are paid online through Razorpay. A consultation or report begins once payment is received and the details we need from you have been shared. Reports are delivered by email; live consultations are scheduled with you after booking.
Refunds and changes
Because every consultation and report is personalised and delivered digitally, please contact us before paying if you have any question about scope, timing or refunds. If something goes wrong with your booking, write to care@khannagems.com and we will work with you in good faith to put it right.
Your information
Please give accurate details (such as date, time and place of birth) so that the guidance is meaningful. Consultations are confidential.
Website content
The text, images and videos on this website belong to Pankaj Khanna or are used with permission. Please do not copy or republish them without written consent. Names and photographs of public figures are shown for illustration of the astrologer’s work and do not imply endorsement.
Limitation of liability
To the extent permitted by law, we are not liable for decisions made or losses arising from reliance on guidance given through this website.
Changes and governing law
We may update these terms from time to time; the version on this page applies. These terms are governed by the laws of India.